The Health Insurance Law of Dubai No 11 of 2013 makes it mandatory for all Residents of Dubai to have Medical Insurance meeting or exceeding the mininum benefits stipulated by Dubai Health Authority(DHA).
The DHA has approved a few insurance comapnies called Participating Insurers, who offer low cost medical insurance plans known as the Essential Benefits Plan;
Such plans offer a very basic and essential coverage for medical emergencies, maternity and access to a small list of clinics and hospitals for regular medical care.
For outpatient treatment the direct access to Specialist Doctors and hospitals is restricted and is possible only after recommendation by General Practioner from an approved clinic.
The starting premiums of the Essential benefits plan for different categories are as follows;
- For employees earning less than AED 4000, starting at AED 625
- Basic Plan for Dependent Parents, starting at AED 2,500
- Basic Plan for Dependent Spouses up to age 45, starting at AED 1,650
- Basic Plan for other Dependents less than age 65, starting at AED 625
List of Participating Insurers offering the Essential Benefits Plan
The following is the list of Participating Insurers with the links to their websites for buying the medical insurance online and their contact numbers.
|Name||Company Website||Phone Number|
|AXA INSURANCE||Click here to buy online||8004845|
|RAS AL KHAIMAH NATIONAL INSURANCE COMPANY||Click here to buy online||8007254|
|NATIONAL HEALTH INSURANCE COMPANY (DAMAN)||Click here to buy online||80032626|
|OMAN INSURANCE COMPANY||Click here to buy online||8001642|
|ORIENT INSURANCE PJSC||Click here to buy online||800674368|
|METLIFE ALICO||Click here to buy online||8006385433|
|TAKAFUL EMARAT - INSURANCE||Click here to buy online||800834|
|DAR AL TAKAFUL (P J S C)||Click here to buy online||8008252385|
|NATIONAL GENERAL INSURANCE COMPANY||Click here to buy online||04-2115800|
|ABU DHABI NATIONAL INSURANCE COMPANY (ADNIC)||Click here to buy online||8008040|
|UNION INSURANCE||Click here to buy online||800 UIC4U(84248)|
|NOOR TAKAFUL||Click here to buy online||8006667|
Click here for a detailed list of Providers offering comprehensive Medical Insurance.
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